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Understand the Emphasis on State-Standardized Testing and What Parents Can Do

Understand the Emphasis on State-Standardized Testing and What Parents Can Do By Nicole Garcia, MS.Ed., Educational Advocate In New York, this week, students in grades 3-8 will take their English Language Arts and Math. As the testing season begins, the routine of school changes. The introduction of the Common Core State Standards (CCSS) has created even angst and frustration.   Governor Cuomo’s... 

Understand the Emphasis on State-Standardized Testing and What Parents Can Do

By Nicole Garcia, MS.Ed., Educational Advocate In New York, this week, students in grades 3-8 will take their English Language Arts and Math. As the testing season begins, the routine of school changes. The introduction of the Common Core State Standards (CCSS) has created even angst and frustration.   Governor Cuomo’s new accountability measures for teachers have created even more pressure for... 

Exhibit at Florida Capitol heightens awareness of brain injuries

During the month of March, an exhibit in the grand rotunda of the Florida State Capitol featured 100 masks created by survivors of traumatic brain injury (TBI). The Brain Injury Association of Florida (BIAF) organized the exhibit, “The Faces of Brain Injury,” to raise awareness and educate the public about the needs of brain injury survivors and their families. Each mask represented a person whose... 

What you should know about myRA accounts

MyRA accounts are a new type of government-backed starter retirement savings account, designed for people whose employers do not offer retirement accounts. As of now, anyone who has direct deposit for their paycheck can sign up and start saving. MyRA accounts are free to open and are sponsored by the government. Account holders can contribute directly from their paycheck. To qualify to open an account,... 

USA TODAY: ‘Baby Boomers’ biggest retirement planning mistake is not having an estate plan.

Though Baby Boomers do focus on cash flow in retirement, planning beyond that with an estate plan is often not on their radar. “The secret of getting ahead is getting started.” Mark Twain Well put, Mr. Twain, and thank you for making this pithy quote one for the ages. It should be on the desk of financial professionals and heeded by baby boomers everywhere. Indeed, it’s one thing to save and... 

I am being investigated by the police, should I talk to the police officer BEFORE I get arrested?

Former New England Patriot Aaron Hernandez was found guilty of murder today.  After days of deliberation the jury returned their guilty verdict.  Why did the jury find him guilty?  The jurors said it was because Hernandez lied to owner Robert Kraft about the incident!  New England Patriots owner Robert Kraft testified that Hernandez told him he was in a club at the time of Lloyd’s death.... 

Communication with Your Soon-to-be Ex During a Divorce: Good or Bad Idea?

Divorce is definitely not one of the happiest decisions one has to make in his or her life. Divorce is the sign of failure for two people who couldn’t adjust with each other, and could not achieve the goal of spending their whole life together. There is a reason divorce cases and divorce mediations are highly charged affairs. The reason for it is the emotionally charged state of the spouses due to... 

How To Keep Yourself Strong Through Your Divorce

There are seldom experiences in our life that affect us and our emotions more than divorce. Divorce is not only the separation of two people it is the ending of relation that was made with the intention of it lasting a life time. Divorce can be one of the most unbearable feelings in the world. People going through a divorce often go through non comprehendible traumas irrespective of whether they have... 

Digital Assets and Estate Planning

Who Has Access to Your Digital Assets When You Die? This isn’t a simple matter, even if you’ve planned. It used to be that people kept important things in filing cabinets, banks, and photo albums. Now everything from communications, to photos, to music, to sensitive financial information is increasingly kept online. In fact, 51 percent of U.S. adults bank online, according to the Pew Research... 

Home Sharing May Be A Viable Option for Seniors

Home Sharing May Be A Viable Option for Seniors By Bernard A. Krooks, Certified Elder Law Attorney As baby boomers enter retirement, a trend is emerging: more and more single seniors are choosing to live with roommates. This living arrangement may be especially attractive to widows or widowers in retirement who own a home that is too large or expensive for one person. Other options such as selling... 
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