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Workers’ Compensation Insurance Rate Down in Illinois

The rate used in calculating premiums for workers’ compensation insurance in Illinois has fallen by 4.5 percent. The rate was issued by the National Council on Compensation Insurance, an insurance rating agency. Rates are issued for different categories of workers, and insurance companies calculate workers’ compensation insurance premiums by multiplying the rate by the number of workers... 

Health insurance leads from a lead generation company are cheaper than direct mail

Every marketing dollar you chose to spend has to be spent with a financial gain as the goal. Why spend money on something that may not give you a good return on your investment, right? With the in mind, when you need to make decisions about where to spend your insurance marketing dollars, take a close look as online health insurance leads versus direct mail. Did you realize that it’s a whole lot... 

Alzheimer’s Disease and the Case For Copper

A new study from the University of Rochester Medical Center has found that the amount of copper which is naturally found in food, drinking water, and in over-the-counter vitamins may contribute to the inflammation of the brain that seems to cause Alzheimer’s disease. According to researchers, even small amounts of copper may adversely affect the barrier to the brain which protects it from toxins.... 

Veterans Committing Suicide At Accelerating Rate

Veteran suicides continue to be a horrific issue in our country. Almost one out of every five suicides in the U.S. is a veteran, though veterans only make up about 10 percent of the U.S. population. The latest numbers indicate that there may be as many as 22 veterans committing suicide each day, or one suicide every 65 minutes. Former defense secretary Leon Panetta says the service member suicide rate... 

Choosing Between Single-Life and Joint Pension: Is “Pension Maximization” as Good as It Sounds?

A worker nearing retirement with an employer pension plan will usually need to decide between a single-life plan and a joint-and-survivor plan. The single-life plan terminates when the worker dies, and the joint-and-survivor plan continues for as long as either the worker or his or her spouse survives. Not surprisingly, the joint plan offers a lower monthly payment, because it has a longer expected... 

High School Football Player Regains Consciousness Following Severe Head Injury

As personal injury attorneys with extensive experience in brain injury, we have covered and continue to follow the debate raging over the effects of concussion in sports. The NFL recently reached a huge settlement with many former players over cumulative brain injuries, and many high schools nationwide have implemented stricter safety policies to protect young athletes from concussion. But the recent... 

Understanding “Hybrid” Property in a Virginia Divorce

When spouses divorce in Virginia, the law requires an equitable distribution of marital property. Generally, all property will be defined as marital property or separate property. Marital property is property acquired during the marriage using marital funds; it belongs to both spouses and it must be divided equitably upon divorce. Separate property is property that either spouse acquired before the... 

Immigration Reform

I applaud the fact that President Obama has accepted the piecemeal approach instead of Comprehensive Immigration Reform (read citizenship to Mexicans so they vote Democratic) approach. For many the Immigration issue consists of ONLY illegal people from Mexico. Yet Immigration is a complex issue.And to the heckler in the crowd who said that his family has been separated for 19 months because apparently... 

Consider These Five Changes to Your Estate Plan Following Divorce

If you are recently divorced, the aftermath may be a very trying time, and you may be very eager to put legal matters out of your mind for a while. But it is important that your estate plan receive a comprehensive review and update as soon as possible. Here are five steps you should take. Update the beneficiaries of your will or trust. If you want your assets to go to your children or other family... 

Late-Stage Alzheimer’s and What to Expect

Later-stages of Alzheimer’s will reveal an inability to socialize and exercise proper judgement. By Chris Berry During the later-stages of Alzheimer’s, the disease shifts to the frontal lobes of the brain. Once this area is damaged, the individual no longer retains the ability to properly interact. As a result, it becomes very difficult for the caregiver to care for the individual suffering... 
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