Recently, Moody’s Investors Service upgraded the stability rating of the U.S. life insurance industry. Only time will determine if its upward trend can stay steady. Moody’s evaluated a number of changes before granting the improved rating. The nationwide shift towards overall economic stability has encouraged U.S,... 
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Many seniors use reverse mortgages to tap into their home equity in order to maintain their standard of living during retirement. Those who do so need to make sure their heirs are aware of the mortgage, because when the borrower dies, they will have to decide on a course of action quickly. The heirs can keep the property,... 
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Even as the U.S. economy begins to recover, life insurances purchase rates remain extremely low. The desire to delay is understandable, but now is the best time to put life insurance in place. Life insurance will provide coverage for your family if something should happen to you. Without life insurance, how would your... 
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By Cindy S. Alvear, Esq. and Julian E. Gray, CELA The Special Needs Alliance and The Arc collaborate on issues of mutual interest. The Arc promotes and protects the human rights of people with intellectual and developmental disabilities and actively supports their full inclusion and participation in the community... 
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On April 28, 2014, U.S. Citizenship and Immigration Services (USCIS) will begin premium processing for H-1B petitions subject to the fiscal year 2015 cap, including H-1B petitions seeking an exemption from the fiscal year cap for individuals who have earned a U.S. master’s degree or higher.  USCIS provides premium... 
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By Bernard A. Krooks, Certified Elder Law Attorney Being a caregiver for an elderly family member can be very demanding, both physically and emotionally. It is no surprise that many caregivers experience burnout. Caregivers often feel pressure to assume additional responsibility as time passes and neglect to take time... 
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A lawsuit against the U.S. government, filed by the parents of a child who was born severely brain-damaged, has been settled for $6.5 million. Kasie and Hignio Rivera of Austin, Texas filed the lawsuit in federal court against Darnall Army Medical Center after the birth of their son in 2008. The lawsuit alleged that... 
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Your group insurance leads can pay off in a big way, provided you work them correctly. It’s no secret that group insurance leads that convert can be lucrative to your insurance agency. This is why it pays to have a source of viable, interested and prescreened leads. The more quality leads you have, the better your... 
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  Jim Fausone, Esq. Veteran Disability Lawyer Post-Traumatic Stress Disorder (PTSD) is a widely accepted disability today and I have been writing on the topic frequently. It was not always so. Now the condition is at the center of a lawsuit against the US Military. The lawsuit, which seeks class action status,... 
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If you’re wondering whether or not exclusive Medicare supplement leads are worth the money, they definitely are, because only you get them. You know that your marketing dollars need to be properly spent to maximize the return on your investment. What is more difficult to decide is if you want to pursue nonexclusive... 
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