by Thomas D. Begley, Jr., CELA Nothing is likely to have greater impact on public policy and programs for the elderly than the aging of the Baby Boomers (“Boomers”). Boomers represent 76 million persons in the United States born between 1946 and 1964 – 31% of the total population. Boomers are divided into two... 
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The average annual cost for long-term care in Michigan last year was just under $88,000 for a semi-private room. For most retirees, that’s a stifling figure that far surpasses their income. In the most recent 2010 census, average retiree income was reported at just under $26,000 annually. For retirees hoping... 
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One of the hardest decisions to make is determining when a dear loved one needs long-term care. Realizing that families can no longer provide care at home and a nursing home is the practical option is difficult. Many turn to Medicaid to help with the financial toll of nursing home care. However, selecting which home... 
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Teaching Teen Drivers

// Mar 27th, 2015
Articles about teen drivers seem to be in the news (or maybe because I’m teaching my own teen to drive, I’m just noticing the articles more).  Regardless, there were two recent articles I saw that probably interest you if you have a teen driver. The first reports on a study that finds that 60% of teen... 
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Divorce is one of the hardest times for a person, with emotional traumas and mental setbacks being one of the few things that are usually encountered by spouses going through a divorce. Ending a relation that was started with the aim of it lasting a lifetime is hard. Different spouses react to this situation differently.... 
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Divorce is one of the hardest times in a person’s life. A divorce simply put is a decision that changes your life, your routines and your acquaintances. Divorces can be one of the most complexes, sad and even sadistic cases in the family law courts. Yet for guys divorce more often than not can be even harder than... 
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A Texas federal jury found that Apache Corp. did not breach its contract with W&T Offshore Inc., a Houston-based oil and gas producer, in a dispute that began in 2011. The jury verdict was accepted by the U.S. District Court for the Southern District of Texas, while allowing W&T to file any post-verdict motions. Apache... 
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Your aging parents have always been healthy, independent, and full of life. But as you have just discovered, that can all change in what seems like a moment. This is the moment when you must come up with the answer to the question, what do we do now? The good news is that you can offer your Mom or Dad a balance of... 
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When it’s time to arrange long-term elder care for a loved one, you’ll be facing a taxing time full of stress and expense, on top of all you are already going through. Which has potential to be even more challenging when your loved one requires specialized care, needs a full-time nurse, or has some other... 
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Hundreds of New York employers provide back-up elder care, designed to help employees stay at work when an unexpected problem arises with elder care. Employees who have registered for back-up elder care can call a care organization when they face an unexpected interruption in elder care. Within hours, the organization... 
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