Let’s start off by saying that not all conservatorships are bad. Conservatorships play a vital role in Livingston County by allowing caretakers the means to make financial (Conservator of the Estate) and health (Guardian of the Person) related decisions for those who are not able to anymore and have no one else... 
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Traffic fatalities in Illinois are on pace to increase in 2015. In 2014, there were fewer fatalities from car accidents in Illinois than in nearly a century. The total of 910 traffic deaths was the lowest recorded since 1921. However, preliminary data from the Illinois Department of Transportation (IDOT) indicate that... 
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There is no sense in buying health insurance leads if you are not going to spend the time to learn about every product you carry. Customers will ask you about the products when you contact them. If you don’t know what you are selling or how it will suit a potential client, don’t kid yourself that they won’t notice... 
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    “If we get some of your bills, do we have permission to pay your medical providers directly?” That’s a question that I’ve started seeing when GEICO takes recorded statements of some of my clients (and I can only assume that other insurance companies will follow behind).  It seems... 
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Drinking and driving is never a good idea. Drinking and boating can be even worse, as the risks are far greater while on water, and the consequences may be deadly. The heat of the sun and the motion of the water intensifies the effect alcohol has on a drunk boater. Alcohol impairs a boater’s balance, vision, judgment... 
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If you’re in the business of selling insurance, then you need Medicare supplement leads — particularly if the demographics that you sell to are America’s seniors. Maybe you prefer cold calling, email campaigns or direct mail marketing campaigns, and those methods may provide results. However, these days, leads... 
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Did you know that in Michigan you can have both asset protection and control.  You don’t have to give away your assets if you want to protect them from long-term care costs or law suits.  Instead, look to an irrevocable pure grantor trust (iPug Trust). It sounds complicated, but it’s not.  When you were... 
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Consumer advocate Dawn Nettles filed suit against the Texas Lottery Commission in the 160th Judicial Court in Dallas County.  Ms. Nettles alleged that the TLC knowingly sold misleading and deceptive Fun 5’s scratch-off tickets to her and thousands of other lottery players.  The TLC filed its Plea to the Jurisdiction and... 
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A study by Emory University researchers has found that women shoulder six times the cost of Alzheimer’s disease care than men. The greater burden in expenses is mainly due to the informal care that women provide to family members who have the degenerative brain disorder. Researchers examined three factors to calculate... 
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This month’s Chicago Injury Alert addresses a recent study indicating that in the United States, surgery goes very wrong in every other operation.  Read More →
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